Group Health Insurance

group-health-insurance-aeg-insurance

The short-term medical landscape is evolving rapidly, with fewer ACA alternatives available. In this context, America’s Choice was introduced in June 2023 as an ideal fit for small groups or individuals who do not want a marketplace plan or do not qualify for a subsidy. Here are the key benefits and features of America’s Choice:

Ideal Fit:
Small Groups or Individuals: Especially suitable for those who do not want or do not qualify for ACA marketplace plans.
Frequent Travelers: Perfect for people who travel frequently for work, own a vacation home in another state, or live near state borders.
Large Families: Provides comprehensive options for larger family units.
Small Businesses: Designed for small businesses with one to five employees.
Key Features:
National PPO Network: Access to a wide range of healthcare providers across the nation.
Plan Options:
Two limited plans with annual maximums.
Multiple robust ACA-compliant metal-style plans with no annual maximum.
Coverage: All plans cover the ten essential health benefits.
Member Portal: Health and wellness programs accessible through the Member Portal.
Customer Service: Exceptional customer service located in the Midwest, USA.
Availability: Sold in 44 states with providers available in 50 states.
Underwriting: Simple and straightforward underwriting process.

Why Consider America’s Choice?

Flexibility: Great for those who travel often or have multiple residences.
Comprehensive Coverage: Offers a variety of plans that meet diverse needs.
Wide Network: Ensures access to a broad range of healthcare providers.
Support and Service: Provides robust customer service and support through the Member Portal.
If you meet the criteria and are looking for an alternative to ACA marketplace plans, America’s Choice might be an excellent option for you.

If you can answer no to the below questions, you can qualify. 

1. Have you or any of your dependents applying for coverage been under the care of a doctor currently or in the past 5 years for any of the following conditions: cancer, heart disease (including Bypass), heart attack, heart surgery, or stroke?
2. In the past 5 years, have you been home-bound, incapacitated, or incapable of self-support due to a medical condition?
3. Been under the care of a doctor currently or in the past 5 years for autoimmune or blood diseases, i.e., lupus, MS, anemia, AIDS, HIV, Hemophilia, IBS, or Crohn’s?
4. Have you been under the care of a doctor currently or in the past 5 years for organ failure or organ transplant for kidney, liver, lung, heart, and or any form of organ support, i.e., dialysis?
5. Currently pregnant or expecting?
6. Currently being treated for conditions you have been hospitalized for in the past 5 years?
7. Have you been under the care of a doctor currently or in the past 5 years for respiratory disease, emphysema, chronic bronchitis, COPD, or chronic pneumonia?
8. Have you been under the care of a doctor currently or in the past five years for micro skeletal disorders, such as back disorders, muscular dystrophy, cerebral palsy, dermatomyositis, compartment syndrome, sciatica, or osteoporosis?
9. Have you been under the care of a doctor currently or in the past 5 years for substance abuse or dependency?
10. Have you Been under a doctor’s care for in the past 5 years for Type 1 diabetes?
11. Have you been under the care of a doctor currently or in the past 5 years for previous major surgery? or have an upcoming planned surgery?